April 12

I Never Have Enough Money To Invest


Because you never actually defined to yourself what enough is. Life will keep throwing things at you until you learn the lesson.

Ever wonder why the same things keep happening to you all the time? You haven’t learned the life lesson.

This is why even though you have pay rises or new jobs with better pay, you still find that you never have enough money to invest.
Some people will even win the lottery… and still have no money to invest, because they are unsure as to whether or not they have ENOUGH to last them.

Or perhaps you find yourself wondering if you will need the money for some unforeseen outcome that may never happen. “What if I need this money in the future?”

What Is “Enough”?

What is your definition of enough? Or should I ask what is the belief you were given by your parents or those around you of what enough is?

Most of our subconscious beliefs (mindset, the programming that runs our life) around money and investing are not really ours, they never were. They have been programmed into us from a young age;
“Money doesn’t grow on trees.”
“We can’t afford it.”
Are examples of my old programming, that held me back for many years. You need to dig out all of those old weeds from your mind because one or two of them will be related to your enough.

Clean Out What’s Holding You Back

For me, it was just a case of remembering the statements from my childhood. “All you need is a roof over your head and food on the table.” In relation to earnings.  And “You need to be rich to invest”

So, I would need a lot of money first in order to invest… but I’m only allowed to earn enough to put a roof over my head and food on the table. And let’s not forget… “Rich people are greedy.”

It doesn’t take a psychologist to work out that these statements aren’t going to work together. And at the time (although I didn’t realise) these statements were my beliefs, my programming. How I behaved around money.

No wonder I couldn’t save or invest, no wonder I never had enough… in my conscious mind. I was internally conflicted.

How The Mind Thinks It’s Helping

My parents were basically telling me that all I needed when I grew up was a roof over my head and food on the table. Ever noticed how many people grow up to have the same sort of house or it’s the same size or cost of the house that their parents had. In some cases, it may be slightly better (because their parents thought they should do better.)

We tend when we group up to have the same standards as our parents unless of course, you had seated need to do better. This is because their beliefs become ours.

My Beliefs Broken Down

So my roof was similar to their 3-bed terrace and of similar value. I didn’t go to fancy restaurants and I only ever had takeaway once a week. The food on my table was very similar to the food on their table.

I earned more than my parents because I needed to if I were to have the same house and standard of living. But I always seemed to hit a limit. Which manifested as me earning the same amount (roughly) year after year after year.


If rich people are greedy (wanting more than enough) and greed is one of the seven deadly sins (mum was religious and made me attend Sunday school at church) then I didn’t want to be rich.

Remember this is going on subconsciously, my conscious mind had no idea why I could never do what I thought I wanted to do… make more money.

The Outcome

In order to break the cycle and make more money I no only had to let go of those old beliefs, but I had to create new ones. I had to redefine what my enough was. And I did that by learning to manage my money and having a system. I call it my Money Management System.
And part of that system tells me that I invest 10% of everything I earn, regardless of how large or small my earnings are. And I started doing this at my lowest point… when I genuinely believed I didn’t have enough.

What you should do right now!

The W4A PAMM account is all about growing your funds quicker, enabling you to invest in other areas or provide you with a passive and steady income.

To serve my clients equally well, I have set a limit of 100 high earning accounts. Once those are complete, the doors will close forever.

Don’t let this opportunity pass you by, click here now and apply to become one of only 100. Your future self will thank you!

Callum McLean

I believe that everyone has the right to be financially free. I founded "Wealth 4 All", an organization that guides people from all walks of life to achieve that goal, either by teaching them how to trade or through passive investments. Connect with me to get started today.

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